You may see Credit Repair Scams, How To Spot Them. Some credit repair ads claiming that your bad credit can be fixed easily are credit scams regarding credit repair charlatans. Those that simply collect your money and give you nothing in return. They usually don't have a office address and aren't listed with 411.

How to spot credit repair scams

I'd avoid new businesses even though just because their new doesn't mean they aren't any good.  I'd just prefer to go with a company which has been around for years. Companies that tell you only their credit repair company can remove old or inaccurate information or that they can remove everything. These claims are false.

credit repair scams

Be on alert if they want you to pay by Western Union or Money Gram as these are common ways scammers ask to be paid. Any licensed business will have a business bank account. Having the license does not ensure they aren't crooks but, it's just another thing to check for. Top Credit Repair can help you.

Avoid new credit identities

If you have bad credit or have recently filed for bankruptcy, you may be targeted by schemers trying to sell you another persons social security number as your new credit file number, this number may belong to another person or be made up. If your score is that bad it may be best to add tradelines to your own credit files. If you use another persons number, you could face fines and or be imprisoned for Fraud & Identity theft. Tradelines Co can help you with that.

Other Credit Related Scams

Consumers looking to fix their credit easily  are often targets of other credit-related scams:

Such as the "Credit by phone": Pay-per-call services have become a popular vehicle for credit repair scams. False Advertisements promise that “guaranteed” credit or cash loans are only a phone call away. But after calling and buying the product, it may turn out to only be a booklet or a list of banks offering low-interest credit cards.

Anything a credit repair company can do you an to. they only use the available laws to repair your credit. If you knew the laws and had the time and patience required to d credit repair then you could repair your own credit. As you do this,. the credit tradelines that you open and pay on time will raise your credit scores. So beware of credit repair scams.